Fees, Insurance & Billing

I believe clarity around fees and insurance is part of creating a grounded, respectful therapeutic relationship. This page outlines my rates, how insurance is handled, and what to expect around billing so you can make informed decisions about your care.

If you have questions at any point, I’m happy to talk them through with you.

If you're ready to reach out — or just want to ask a question first — I'm easy to contact.

  • Individual therapy (50 minutes): $140 per session

    EMDR Therapy (50 minutes): $140 per session

    EMDR Therapy (90-minutes): $200 per session

    Group Therapy (75-minutes): $60 per session

    Sessions are offered virtually for adults (18+) across Tennessee.

  • If you are self-pay, billing is handled through SimplePractice, my secure, HIPAA-compliant clinical platform.

    • A credit card, debit card, HSA, or FSA card is stored securely in your client portal

    • Payment is processed automatically after each session

    • Receipts are available through the portal for your records

    If you are choosing self-pay, therapy fees are paid directly to me and are not submitted to insurance.

  • If you would like to use insurance, I work with Headway, a secure platform that manages all insurance-related billing.

    Headway handles:

    • insurance eligibility and benefits verification

    • claim submission

    • copays, coinsurance, and deductible processing

    Before beginning therapy, Headway can often tell you:

    • whether your plan covers therapy

    • your expected out-of-pocket cost

    • whether a deductible applies

    Insurance plans supported through Headway include:

    • Aetna

    • Ascension (Smart Health)

    • Blue Cross Blue Shield

    • Carelon Behavioral Health

    • Cigna / Evernorth

    • Horizon Blue Cross and Blue Shield of New Jersey (virtual network)

    • Independence Blue Cross of Pennsylvania (virtual network)

    • Oscar/Optum

    • Oxford/Optum

    • Quest Behavioral Health

    • United Healthcare / Optum

    (Plan availability can change; eligibility is determined by your specific policy.)

    If you plan to use insurance, I will provide a Headway link so you can check your benefits prior to scheduling.

  • If your insurance plan is not supported through Headway, you may choose to self-pay and request reimbursement through out-of-network benefits.

    If this applies to you:

    • I can provide a monthly superbill

    • you submit it directly to your insurance company

    • reimbursement is determined by your plan

    Coverage varies widely, so it’s helpful to ask your insurer:

    • Do I have out-of-network mental health benefits?

    • What percentage is reimbursed?

    • Is there a deductible?

    • Are telehealth sessions covered?

  • Under the No Surprises Act, clients who are not using insurance are entitled to a Good Faith Estimate of expected treatment costs.

    Because therapy is individualized, the total number of sessions varies. Some people come for short-term support around a specific issue, while others engage in longer-term work.

    Your Good Faith Estimate will include:

    • the cost per session

    • an estimated range of total costs

    • acknowledgment that frequency and duration may change over time

    You may request an updated estimate at any point.

  • Your appointment time is reserved specifically for you.

    • 24 hours’ notice is required to cancel or reschedule

    • Late cancellations and missed sessions are billed at the full session fee

    • Insurance does not cover missed appointments

    If something unexpected arises, we can talk about it.

  • Financial transparency matters to me. Insurance systems can be confusing, and it’s okay to ask questions.

    If you’re unsure whether to use insurance, self-pay, or out-of-network benefits, we can talk through your options together.

  • If you’re interested in beginning therapy, the first step is a brief consultation to discuss fit, logistics, and next steps.

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